It seems ez-link objectives is to get everyone in Singapore to own a credit card and getting around with MAS guidelines. This is clearly shown in their recent introduction of FEVO Master Card... Quote."Tap it as an ez-link card..Swipe it as a Prepaid MasterCard....No minimum income.. no annual fee"........ and in small print "Consumers (users) are advised to rad the terms and conditions CAREFULLY...hahahha

Its very true. It costs so much to buy an ezlink card as well. Considering the long queues everyone had to go through to do the exchange. Wasnt there alot who still had not changed it despite the dateline. Its very money making. There should not be resistance if the change is worth it. Is it in this case?

It seems that the system in Singapore was hardly designed with the convenience of users in mind.

Hong Kong's Octopus just leaves the two competing systems in SG in the dust. Octopus users hardly pay any top-up fees on their cards, which can be topped up at any of the thousands of accepting convenience stores, pharmacies and supermarkets, besides at MTR stations. They have even been running a rewards program for consumers to earn points that can be redeemed for cash rebates.

Lastly, if business-savvy HK recognises the value of just having one contactless payment system for mass transit why do we in SG insist on having competition for competition's sake ?