Between personal responsibility and providing for the common good

What makes a fairer healthcare system? Here are excerpts from the extended segment of Thursday’s episode of VoicesTODAY
Published: August 31, 4:02 AM
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Broadening the use of Medisave

Jeremy Lim: I don’t think it will be useful (to raise Medisave contribution rates). The entire scheme is very “lumpy”, and there will be Singaporeans with relatively little and others who have very much ... There is almost S$60 billion locked up within Medisave ... that’s five years’ worth of national healthcare spending. I would urge policymakers to think about how to harness the money that has been locked up, because it’s a huge sum and, clearly, there (is a) significant number of Singaporeans struggling to pay the bills today.

Patrick Kee: I fully agree with Jeremy ... this is the failure of the Medisave and MediShield schemes. We are individualising the insurance (burden) when we should be pooling our resources for the common good.

Tan Tze Lee: There are merits to the current scheme. Of course, no system is perfect and we have to tweak it, but I am concerned that, if we use Medisave for various kinds of costs as they come up, you may deplete it very quickly.

Prevention is better than cure

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