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Cashless convenience comes at a price

I feel it is not a penalty per se, but rather cost recovery and maintenance. The issue should be with scale. Can these costs be brought to a minimum that does not inhibit adoption? Ideally, it should be provided free, but we know that convenience usually comes at a price. Perhaps regulations will help to lower such costs since market forces do not seem to be working. JASON GWEE

I feel it is not a penalty per se, but rather cost recovery and maintenance. The issue should be with scale. Can these costs be brought to a minimum that does not inhibit adoption? Ideally, it should be provided free, but we know that convenience usually comes at a price. Perhaps regulations will help to lower such costs since market forces do not seem to be working. JASON GWEE

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